Umbrella Insurance is "extra" insurance to cover more than your basic package. An umbrella policy may increase your liability limits to a higher number that better suits your possible needs, or it may cover more specific things that are either unique to your company or recommended due to various circumstances. At Armorcrest Insurance Services, we can sit down and discuss with your companies additional insurance needs and come up with a policy that perfectly fits your situation and the needs of your El Centro, CA business.
The insurance needs of each business are unique, this is why an umbrella insurance policy is typically a good idea. It is also why there is not a yes or no answer as to whether you need one or not. Chances are the answer is yes, umbrella insurance can protect you in liability circumstances that are unique to your business and it can increase the amount of financial coverage for little additional cost on your end.
In California, if a business has a commercial umbrella insurance policy, it means that loss experienced in a lawsuit, for example, that goes above the basic policy can be covered by an umbrella policy. It is literally an extra piece of financial security, an umbrella for a rainy day. This policy may allow you to focus on what matters, and not think about the what ifs. The "what ifs" are our job, and after you purchase an umbrella policy, you can leave it to us.
Contact us at Armorcrest Insurance Services to upgrade your company’s insurance policy or to discuss your needs. We proudly serve El Centro, CA and the surrounding areas. Call today with any questions about your current policy coverage or to upgrade for more specific umbrella coverage.
If you live in a condo unit in San Diego, CA, contact Armorcrest Insurance Services to get reliable quotes for your needs. It protects the structures of your unit, any improvements you make, and your personal property. Even though it is not a legal requirement to have condo insurance, it may help you prevent financial losses in case of unforeseen circumstances. Even though your condominium building may already have insurance, it is wise to have insurance for your own unit.
To Protect Your Property
Condo insurance protects the contents of your unit from insured risks such as theft, and fires. It helps you pay for their repair or replacement costs up to the limit of your policy. Your property may include furniture, clothing, jewelry, and electronic devices. If you have made any improvements to your condo unit, your improvements and betterments protection coverage ensures that you are compensated for the full value of your property in case of a loss.
To Compensate You For Additional Living Expenses
In case your condo becomes unfit for habitation after damage by insured risks, you may have to find alternative accommodation. That means you will incur additional expenses in hotel bills and transportation. If you have condo insurance, you may not have to pay for these expenses. Additional living expenses coverage may compensate you for the extra charges for the period while your condo is under repair.
To Protect You From Liability
Condo insurance covers you from liability if third parties are injured in your condo unit or if their property is damaged. It helps you pay for the costs of pair or replacement of their property, their medical charges, and legal fees if they sue you.
Contact Armorcrest Insurance Services in San Diego, CA to discuss your new quote for condo insurance. If you have a policy, contact us to review it and get advice.