If you’re one of the millions of people considering buying a motorcycle, you may wonder if motorcycle insurance is vital. After all, it’s just a bike. Wrong. Motorcycle insurance is a vital part of owning a bike, but there are a lot of myths out there about it. Here are the top four.
Myth 1: I Don’t Need Motorcycle Insurance Because I Have Car Insurance
This is one of the most common myths about motorcycle insurance. The truth is, car insurance and motorcycle insurance are two very different things. Car insurance covers you in case of an accident while driving a car. Motorcycle insurance covers you in case of an accident while riding a motorcycle.
Myth 2: I Don’t Need Motorcycle Insurance Because I’m a Good Motorcyclist
This is another myth that a lot of people believe. The truth is, even the best motorcyclists can have accidents. No matter how good you are, there’s always the possibility that someone else on the road will cause an accident. That’s why it’s important to have motorcycle insurance.
Myth 3: My Bike Is Too Old to Insure
This is not true! You can insure any motorcycle, no matter how old it is. Insuring an older bike can be a good idea. If your bike is older, it may not have the same safety features as a newer one. This means that you’re more likely to be injured in an accident.
Myth 4: I Don’t Need Motorcycle Insurance Because I Only Ride My Bike Occasionally
It doesn’t matter how often you ride your bike; you should always have motorcycle insurance. Even if you only ride once a year, it’s still important to be protected in case of an accident.
As you can see, there are a lot of myths about motorcycle insurance. The truth is, it’s a vital part of owning a bike in El Centro, CA. At Armorcrest Insurance Services, we can help you find the right insurance policy for your needs. Contact us today to learn more.