Three Ways You’re Covered With Condo Insurance

Condo insurance is extremely important for every condo owner. It protects you in a number of ways from a number of situations. If you don’t yet have your condo insured, call us today at Armorcrest Insurance Services in El Centro, CA to talk to an agent about this vital coverage. 

Your Possessions

The items that you own are ones that you have put money into a need to have for your lifestyle. If an incident were to happen that ruined, or even destroyed, your possessions, it can cost a considerable amount to replace it all. When you have condo insurance, you will have help in paying to get everything replaced. When you move into your condo, it’s a good idea to photograph or video your possessions so that you can prove later that you owned them if the worst should happen. 

Your Condo

Condo insurance wouldn’t be much good if it didn’t protect your condo. With this coverage, major damage can be repaired and paid for by the insurance policy. A serious accident, calamity or disaster can result in major damage that would be extremely expensive to pay for on your own. It’s smart to have this coverage in place in case the worst should happen. Because it covers a condo, it only covers the portions of the building that you own. This is generally the inside portion of your unit. The condo board insures the outside portions. 

Your Liability

If you were to have a guest or a maintenance worker who has an accident in your condo, you could be held liable for the medical bills. Your condo insurance, however, does contain the liability coverage you need to pay for those bills. 

Get Your Condo Policy

Every condo owner needs to have their condo insured. If you don’t have a policy yet, contact us at Armorcrest Insurance Services in El Centro, CA.