Things To Consider While Researching Boat Insurance Policies

Based in El Centro, CA, Armorcrest Insurance Services LLC offers different insurance policies to the Imperial Valley Community, as well as the rest of California. We realize that every one of our clients is unique, which is why we take the time to help them find the insurance coverage that directly meets their needs.

Boat Insurance

Boat insurance gives you a layer of protection while you are operating your boat and enjoying the beautiful weather. The policy covers you in the event that your boat is damaged or if any of your belongings are stolen off the boat as well. Here are some things to consider while researching different boat insurance policies.

You Are Covered If Disaster Arises

You never know what challenges you may experience while you are spending time on your boat. If unforeseen circumstances arise, it’s important to have protection. Boat insurance protects you in the event that your boat sinks or capsizes. You are also protected in the event that there is an accidental fire or explosion.

Collision Coverage

Collision coverage protects your boat in the event that it is involved in an accident and suffers physical damage. Liability coverage is also important, as you’ll be protected if your boat causes damage to another watercraft.


During the winter months when you are unlikely to use your boat, you may be able to add coverage to your policy. However, it would likely be for storage only, so you may be at risk if you take the boat out during this time period.

Extra Coverage

You can add umbrella coverage to your policy to have an additional layer of protection. The coverage ensures that you will be able to receive help in the event of an emergency.

Armorcrest Insurance Services Wants To Help You

Stop by our office in El Centro, CA and we will help you find the coverage that you need.