A motorcycle is a great thing but you do want to make sure that you are fully protected no matter where you are driving your motorcycle. You do have to have an insurance policy on those bikes that are being driven on the road but do you have to insure bikes that are not going to go out on the road? For those in the El Centro, CA area, the agents with Armorcrest Insurance Services can help you to find the perfect policy for your bike.
Technically, you only have to have an insurance policy on those vehicles that are licensed and that can be legally driven on the road. If you do have a motorcycle that is not being driven on the road, you do need to remove the tag before you can drive it off road with no insurance. That being said, it is never a good idea to drive any sort of vehicle without insurance of some sort. You want to make sure that you are keeping insurance on any car or motorcycle that you might decide to drive on the road or that you want to keep licensed.
In order to license your bike, you do have to show proof of insurance. For those that are driving a motorcycle off road recreationally but that do not have it tagged, you do not have to have it insured even though it is a bad idea not to. Any damage that occurs to the bike as a result of something like a wreck off road is not going to be covered by anyone but yourself unless you do have some sort of insurance coverage.
For those in the El Centro, CA area, the agents with Armorcrest Insurance Services can help you to get the best policy for you.