What is Umbrella Insurance and Does Your Company Need It?

Umbrella Insurance is "extra" insurance to cover more than your basic package. An umbrella policy may increase your liability limits to a higher number that better suits your possible needs, or it may cover more specific things that are either unique to your company or recommended due to various circumstances.  At Armorcrest Insurance Services, we can sit down and discuss with your companies additional insurance needs and come up with a policy that perfectly fits your situation and the needs of your El Centro, CA business. 

The insurance needs of each business are unique, this is why an umbrella insurance policy is typically a good idea. It is also why there is not a yes or no answer as to whether you need one or not. Chances are the answer is yes, umbrella insurance can protect you in liability circumstances that are unique to your business and it can increase the amount of financial coverage for little additional cost on your end. 

In California, if a business has a commercial umbrella insurance policy, it means that loss experienced in a lawsuit, for example, that goes above the basic policy can be covered by an umbrella policy. It is literally an extra piece of financial security, an umbrella for a rainy day. This policy may allow you to focus on what matters, and not think about the what ifs. The "what ifs" are our job, and after you purchase an umbrella policy, you can leave it to us. 

Contact us at Armorcrest Insurance Services to upgrade your company’s insurance policy or to discuss your needs. We proudly serve El Centro, CA and the surrounding areas. Call today with any questions about your current policy coverage or to upgrade for more specific umbrella coverage.