Boat insurance in El Centro, CA, ensures your watercraft is protected in the event of an accident. Severe accidents can leave wreckage in the water, and boat owners are often responsible for cleanup. Will your insurance help cover these costs?
Liability Coverage
Many boat owners choose liability coverage because it’s often required by marinas. Liability coverage typically covers damages to another person’s boat and bodily injury, providing the minimum amount of protection necessary.
Some policies may include wreckage cleanup, but it’s important to confirm this with a professional at Armorcrest Insurance Services to understand what your policy covers.
Additional Coverage Options
Many boat insurance policies offer additional coverage or allow boat owners to purchase add-ons. Consider asking your insurance provider about the following:
- Wreckage Cleanup: Covers the cost of cleaning up wreckage in the water after an accident.
- Towing: Provides coverage for towing your boat back to shore if you become stranded on the water.
- Fuel Delivery: Includes delivering fuel to a boat that has run out of fuel while at sea.
- Coverage Limits: Ensures your policy provides enough coverage to replace your boat if necessary.
- Fuel Spills: Covers fuel spill cleanup, which is important for preventing environmental hazards. Note that some policies may exclude this type of coverage.
Always ask your insurance provider about these specific options to ensure you’re adequately covered in case of an accident. Additionally, inquire about exclusions and carefully review the policy’s fine print.
At Armorcrest Insurance Services, we prioritize transparency. Our agents will help you understand your coverage and guide you in obtaining the protection you need. Contact us today to learn more. We proudly serve the El Centro, CA, area.
